Monday, June 21, 2010

Blackballed!

I would like to take this opportunity to review a certain appraiser. He has done a terrible, incompetent job, and I want everyone to know not to use him. His business name is Bozeman's Appraisal Service out of Gainesville, Georgia. His name, Michael Bozeman. He completed the appraisal for our loan, twice, both times being unacceptable and worthless. He obviously doesn't know how to do his job. The VA gave him clear guidelines on how to amend his appraisal, and what did he do? He turned it back in, as it was before. Worthless. So, if anyone is looking to have their home appraised, know to look somewhere other than him.

Why am I giving him this negative review? Well I will tell you it certainly isn't unfounded. He, like I stated earlier, did an appraisal for the house we have been waiting to close on. The appraisal should not have been a problem, yet Michael Bozeman used his incompetent abilities to make it one. The problem with the appraisal was what they call the 'comps.' These are supposed to be 'comparable' houses in the area that have sold recently. What did he put? He put a one bedroom, 400 sq. ft house, and a 2 bedroom, 1100 sq. ft. house against our 2600 sq. ft, 2 acre, 3 bedroom, bonus room, 2 sunroom, with a pond house. Yet, he appraised the house at our buying price. I am sure this looks fishy to the VA, so they denied it and sent it back. Now, we are moving on to get an FHA loan. Thanks Michael Bozeman Appraisal Service!

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